Schemes of DIC


Eligible enterprises
Micro and Small Enterprises who have availed term loan under Technology  upgradation / modernization schemes, National Equity Fund Scheme (Renamed as Micro / Small Enterprises Funding Scheme), Scheme for ISO Certification / R & D under NSIC –SIDCO Consortium and Credit Guarantee Fund Trust Scheme.

New Enterprises which have set up their facilities , or existing Micro, Small and Medium Enterprises , which upgrade their existing plant and machinery with the state-of-the-art technology, with or without expansion, by induction of well  established and improved technologies in specified sub-sectors / products as listed in the guidelines on Credit Linked Capital Subsidy Scheme (CLCSS) Scheme of Government of India, as listed in Annexure 8.

Quantum of Assistance

The interest subsidy shall be at the rate of 3% for a maximum of 5 years only irrespective of the period of repayment of loan. Further, the maximum amount of back-ended interest subsidy payable per loan shall be Rs.10 lakhs only on loans taken up to Rs.100 lakhs.